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ZIP Code 12786

Primary City:White Lake, NY (View All Cities)
County: Sullivan County
Timezone: Eastern (9:12pm)
Coordinates:41.65, -74.87
ZIP (~5 mile radius)

Cities in ZIP code 12786

The cities below are at least partially located in ZIP code 12786. In addition to the primary city for a ZIP code, USPS also publishes a list of other acceptable cities that can be used with ZIP code 12786. However, if you are mailing something to ZIP code 12786, you should not use any of the cities listed as unacceptable. Choose from the primary or acceptable cities when mailing your package or letter.

Primary city:
White Lake, NY

Stats and Demographics for the 12786 ZIP Code

ZIP code 12786 is located in south New York and covers a slightly less than average land area compared to other ZIP codes in the United States. It also has a slightly less than average population density.

The people living in ZIP code 12786 are primarily white. The number of middle aged adults is extremely large while the number of seniors is extremely large. There are also a slightly higher than average number of single adults and a slightly less than average number of families. The percentage of children under 18 living in the 12786 ZIP code is slightly less than average compared to other areas of the country.

Population 665
Population Density 44 people per sq mi
Housing Units 811
Median Home Value $183,100
Land Area 14.96 sq mi
Water Area 2.79 sq mi
Occupied Housing Units 292
Median Household Income $49,250

Estimated Population over Time

Total Population by Age

Median Age: 50Male Median Age: 49Female Median Age: 50

Under 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485 Plus
Male18211721781122182424392934131373
Female11161918101319211921233240311113118
Total293736391721304337454771696524261811

Gender

 Male 329 49%
 Female 336 51%
Gender

Race

 White 594 89%
 Black Or African American 13 2%
 American Indian Or Alaskan Native 0 0%
 Asian 6 1%
 Native Hawaiian & Other Pacific Islander 0 0%
 Other Race 21 3%
 Two Or More Races 31 5%
Race

Head of Household by Age

15-2425-3435-4445-5455-6465-7475-8485 Plus
Owner01426407448268
Renter0141859541
Total02844458353309

Families vs Singles

 Husband Wife Family Households 151 52%
 Single Guardian 45 15%
 Singles 78 27%
 Singles With Roommate 18 6%
Families vs Singles

Households with Kids

Average Household Size: 2
 Households without Kids 219 75%
 Households with Kids 73 25%
Households with Kids

Children by Age

1234567891011121314151617181920
Male43434055722652474332
Female21343073335335545224
Total64777012810579879119556

Real Estate and Housing

ZIP code 12786 has an extremely large percentage of vacancies.

The majority of household are vacant. Homes in ZIP code 12786 were primarily built in 1939 or earlier. Looking at 12786 real estate data, the median home value of $183,100 is slightly higher than average compared to the rest of the country. It is also slightly less than average compared to nearby ZIP codes. 12786 could be an area to look for cheap housing compared to surrounding areas. Rentals in 12786 are most commonly 2 bedrooms. The rent for 2 bedrooms is normally $750-$999/month including utilities. Prices for rental property include ZIP code 12786 apartments, townhouses, and homes that are primary residences.

Housing Type

 In Occupied Housing Units 665 100%
 Correctional Facility For Adults 0 0%
 Juvenile Facilities 0 0%
 Nursing Facilities 0 0%
 Other Institutional 0 0%
 College Student Housing 0 0%
 Military Quarters 0 0%
 Other Noninstitutional 0 0%
Housing Type

Year Housing was Built

Housing Occupancy

 Owned Households With A Mortgage 131 16%
 Owned Households Free & Clear 105 13%
 Renter Occupied Households 56 7%
 Households Vacant 519 64%
Housing Occupancy

Vacancy Reasons

 For Rent 11 2%
 Rented & Unoccupied 0 0%
 For Sale Only 35 7%
 Sold & Unoccupied 5 1%
 For Season Recreational Or Occasional Use 455 88%
 For Migrant Workers 0 0%
 Vacant For Other Reasons 13 3%
Vacancy Reasons

Owner Occupied Home Values

Rental Properties by Number of Rooms

 Studio Apartment 0 0%
 1 Bedroom 16 18%
 2 Bedroom 54 61%
 3+ Bedroom 19 21%
Rental Properties by Number of Rooms

Cost of Monthly Rent Including Utilities

Cost of a Studio Apartment

Cost of a 1 Bedroom

Cost of a 2 Bedroom

Cost of a 3+ Bedroom

Employment, Income, Earnings, and Work

The median household income of $49,250 is compared to the rest of the country. It is also compared to nearby ZIP codes. While money isn't everything, ZIP code 12786 may not be as nice as other parts of town.

As with most parts of the country, vehicles are the most common form of transportation to places of employment. ZIP code 12786 uses public transportation to get to work more than almost anywhere in the country. Pedestrians and cyclists beware. The area has some of lowest percentages of commutes without a vehicle in the country. Compared to other ZIP codes in the country, 12786 has very few people that work at home. In most parts of the country, the majority of commuters get to work in under half an hour. In 12786 though, the percentage of people that make it to work in under half an hour is among the lowest. Having to travel to work for over 45 minutes isn't uncommon for people who live here.

Employment Status

 Worked Full-time with Earnings 151 26%
 Worked Part-time with Earnings 158 27%
 No Earnings 266 46%
Employment Status

Average Household Income over Time

Household Income

Annual Individual Earnings

Sources of Household Income

Percent of Households Receiving Income

Average Income per Household by Income Source

* Only taxable income is reported.

Household Investment Income

Percent of Households Receiving Investment Income

Average Income per Household by Income Source

* Only taxable income is reported.

Household Retirement Income

Percent of Households Receiving Retirement Income

Average Income per Household by Income Source

* Only taxable income is reported.

Source of Earnings

 Worked Full-time with Earnings 151 26%
 Worked Part-time with Earnings 158 27%
 No Earnings 266 46%
Source of Earnings

Means Of Transportation To Work for Workers 16 and Over

 Car, truck, or van 182 88%
 Public transportation 25 12%
 Taxicab 0 0%
 Motorcycle 0 0%
 Bicycle, Walked, or Other Means 0 0%
 Worked at Home 0 0%
Means Of Transportation To Work for Workers 16 and Over

Travel Time to Work (In Minutes)

Schools and Education

The percentage of people that did not graduate high school is among the highest in the nation. The area has some of the highest percentages of people who attended college of any ZIP.

Educational Attainment For The Population 25 Years And Over

 Less than High School Diploma 63 21%
 High School Graduate 93 31%
 Associate's degree 57 19%
 Bachelor's degree 47 16%
 Master's degree 39 13%
 Professional school degree 0 0%
 Doctorate degree 0 0%
Educational Attainment For The Population 25 Years And Over

School Enrollment (Ages 3 to 17)

 Enrolled in Public School 92 100%
 Enrolled in Private School 0 0%
 Not Enrolled in School 0 0%
School Enrollment (Ages 3 to 17)

Nearby ZIP Codes