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ZIP Code 28604

Primary City:Banner Elk, NC (View All Cities)
Timezone: Eastern (7:45pm)
Coordinates:36.2, -81.8
ZIP (~7 mile radius)

Cities in ZIP code 28604

The cities below are at least partially located in ZIP code 28604. In addition to the primary city for a ZIP code, USPS also publishes a list of other acceptable cities that can be used with ZIP code 28604. However, if you are mailing something to ZIP code 28604, you should not use any of the cities listed as unacceptable. Choose from the primary or acceptable cities when mailing your package or letter.

Primary city:
Banner Elk, NC
Acceptable:
Beech Mnt, Beech Mountain, Seven Devils, Sugar Mountain, Sugar Mtn
Unacceptable:
Balm, Elk Valley, Foscoe, Grandfather, Kellersville, Matney, Norwood Hollow, Rominger, White Rock

Stats and Demographics for the 28604 ZIP Code

ZIP code 28604 is located in northwest North Carolina and covers a slightly less than average land area compared to other ZIP codes in the United States. It also has a slightly less than average population density.

The people living in ZIP code 28604 are primarily white. The number of young adults is large while the number of middle aged adults is large. There are also a large number of single adults and a small number of single parents. The percentage of children under 18 living in the 28604 ZIP code is small compared to other areas of the country.

Population 6,249
Population Density 95 people per sq mi
Housing Units 9,051
Median Home Value $240,100
Land Area 65.71 sq mi
Water Area 0.07 sq mi
Occupied Housing Units 2,599
Median Household Income $47,992

Estimated Population over Time

Total Population by Age

Median Age: 41Male Median Age: 39Female Median Age: 43

Under 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485 Plus
Male1281321432553622341652071692052182322331631201016130
Female1341331412333551711481431672362452362011781371017359
Total26226528448871740531335033644146346843434125720213489

Gender

 Male 3,158 51%
 Female 3,091 49%
Gender

Race

 White 5,935 95.0%
 Black Or African American 93 1.5%
 American Indian Or Alaskan Native 23 0.4%
 Asian 31 0.5%
 Native Hawaiian & Other Pacific Islander 1 0.0%
 Other Race 80 1.3%
 Two Or More Races 86 1.4%
Race

Head of Household by Age

15-2425-3435-4445-5455-6465-7475-8485 Plus
Owner3113925038543732019237
Renter1822011371219441248
Total21334038750653136121645

Families vs Singles

 Husband Wife Family Households 1,291 50%
 Single Guardian 280 11%
 Singles 761 29%
 Singles With Roommate 267 10%
Families vs Singles

Households with Kids

Average Household Size: 2
 Households without Kids 2,007 77%
 Households with Kids 592 23%
Households with Kids

Children by Age

1234567891011121314151617181920
Male2032272331322418272126263238313836618979
Female2129242729292817304327301724383323499090
Total4161515060615235576453564962697159110179169

Real Estate and Housing

ZIP code 28604 has an extremely large percentage of vacancies. The Census also indicates that there are one or more correctional facilities, nursing homes and universities nearby.

The majority of household are vacant. Homes in ZIP code 28604 were primarily built in the 1980s. Looking at 28604 real estate data, the median home value of $240,100 is high compared to the rest of the country. It is also high compared to nearby ZIP codes. So you are less likely to find inexpensive homes in 28604. Rentals in 28604 are most commonly 2 bedrooms. The rent for 2 bedrooms is normally $500-$749/month including utilities. 3+ bedrooms are also common and rent for $1,000+/month. Prices for rental property include ZIP code 28604 apartments, townhouses, and homes that are primary residences.

Housing Type

 In Occupied Housing Units 5,765 92.3%
 Correctional Facility For Adults 0 0.0%
 Juvenile Facilities 16 0.3%
 Nursing Facilities 97 1.6%
 Other Institutional 0 0.0%
 College Student Housing 371 5.9%
 Military Quarters 0 0.0%
 Other Noninstitutional 0 0.0%
Housing Type

Year Housing was Built

Housing Occupancy

 Owned Households With A Mortgage 1,049 12%
 Owned Households Free & Clear 742 8%
 Renter Occupied Households 808 9%
 Households Vacant 6,452 71%
Housing Occupancy

Vacancy Reasons

 For Rent 274 4.2%
 Rented & Unoccupied 11 0.2%
 For Sale Only 215 3.3%
 Sold & Unoccupied 20 0.3%
 For Season Recreational Or Occasional Use 5,755 89.2%
 For Migrant Workers 2 0.0%
 Vacant For Other Reasons 175 2.7%
Vacancy Reasons

Owner Occupied Home Values

Rental Properties by Number of Rooms

 Studio Apartment 6 0.6%
 1 Bedroom 207 22.3%
 2 Bedroom 364 39.1%
 3+ Bedroom 353 38.0%
Rental Properties by Number of Rooms

Cost of Monthly Rent Including Utilities

Cost of a Studio Apartment

Cost of a 1 Bedroom

Cost of a 2 Bedroom

Cost of a 3+ Bedroom

Employment, Income, Earnings, and Work

The median household income of $47,992 is compared to the rest of the country. It is also compared to nearby ZIP codes. So 28604 is likely to be one of the nicer parts of town with a more affluent demographic.

As with most parts of the country, vehicles are the most common form of transportation to places of employment. Instead of a commute, a higher percentage of people in 28604 are able to work from home than most places in the nation. In most parts of the country, the majority of commuters get to work in under half an hour. More commuters in 28604 get to experience these short commute times than most other ZIP codes. It is very uncommon, compared to the rest of the US, for employees to have to travel more than 45 minutes to their place of employment.

Employment Status

 Worked Full-time with Earnings 1,470 26%
 Worked Part-time with Earnings 1,960 35%
 No Earnings 2,201 39%
Employment Status

Average Household Income over Time

Household Income

Annual Individual Earnings

Sources of Household Income

Percent of Households Receiving Income

Average Income per Household by Income Source

* Only taxable income is reported.

Household Investment Income

Percent of Households Receiving Investment Income

Average Income per Household by Income Source

* Only taxable income is reported.

Household Retirement Income

Percent of Households Receiving Retirement Income

Average Income per Household by Income Source

* Only taxable income is reported.

Source of Earnings

 Worked Full-time with Earnings 1,470 26%
 Worked Part-time with Earnings 1,960 35%
 No Earnings 2,201 39%
Source of Earnings

Means Of Transportation To Work for Workers 16 and Over

 Car, truck, or van 2,185 86%
 Public transportation 0 0%
 Taxicab 0 0%
 Motorcycle 0 0%
 Bicycle, Walked, or Other Means 69 3%
 Worked at Home 294 12%
Means Of Transportation To Work for Workers 16 and Over

Travel Time to Work (In Minutes)

Schools and Education

The area has some of the highest percentages of people who attended college of any ZIP.

Educational Attainment For The Population 25 Years And Over

 Less than High School Diploma 198 9%
 High School Graduate 810 37%
 Associate's degree 205 9%
 Bachelor's degree 644 30%
 Master's degree 237 11%
 Professional school degree 59 3%
 Doctorate degree 29 1%
Educational Attainment For The Population 25 Years And Over

School Enrollment (Ages 3 to 17)

 Enrolled in Public School 572 60%
 Enrolled in Private School 314 33%
 Not Enrolled in School 63 7%
School Enrollment (Ages 3 to 17)

Schools in ZIP Code 28604

ZIP Code 28604 is in the Grandfather Academy. There are 2 different elementary schools and high schools with mailing addresses in ZIP code 28604.

Grandfather Academy
64 Grandfather Home Dr
Banner Elk, NC 28604
Grade Level: Other/Combined or Ungraded
District: Grandfather Academy
Banner Elk Elementary
155 Orchard Ln
Banner Elk, NC 28604
Grade Level: Primary/Elementary
District: Avery County School District

Nearby ZIP Codes