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ZIP Code 32404

Primary City:Panama City, FL (View All Cities)
County: Bay County
Timezone: Central (2:11pm)
Area code: 850 (Area Code Map)
Coordinates:30.2, -85.5
ZIP (~13 mile radius)

Cities in ZIP code 32404

The cities below are at least partially located in ZIP code 32404. In addition to the primary city for a ZIP code, USPS also publishes a list of other acceptable cities that can be used with ZIP code 32404. However, if you are mailing something to ZIP code 32404, you should not use any of the cities listed as unacceptable. Choose from the primary or acceptable cities when mailing your package or letter.

Primary city:
Panama City, FL
Acceptable:
Callaway

Stats and Demographics for the 32404 ZIP Code

ZIP code 32404 is located in northwest Florida and covers a slightly higher than average land area compared to other ZIP codes in the United States. It also has a slightly less than average population density.

The people living in ZIP code 32404 are primarily white. The number of people in their late 20s to early 40s is extremely large while the number of middle aged adults is large. There are also a large number of single parents and a slightly less than average number of families. The percentage of children under 18 living in the 32404 ZIP code is slightly less than average compared to other areas of the country.

Population 38,425
Population Density 298 people per sq mi
Housing Units 16,640
Median Home Value $142,800
Land Area 128.82 sq mi
Water Area 18.62 sq mi
Occupied Housing Units 14,428
Median Household Income $50,665

Estimated Population over Time

Total Population by Age

Median Age: 38Male Median Age: 37Female Median Age: 39

Under 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485 Plus
Male1,2561,1321,1611,3701,4991,6081,3791,2411,3261,6701,4671,1841,022834653467267371
Female1,1431,1201,1121,2151,2641,2621,1511,1741,2081,4651,4961,2391,032879712499307240
Total2,3992,2522,2732,5852,7632,8702,5302,4152,5343,1352,9632,4232,0541,7131,365966574611

Gender

 Male 19,907 52%
 Female 18,518 48%
Gender

Race

 White 30,168 78.5%
 Black Or African American 5,063 13.2%
 American Indian Or Alaskan Native 282 0.7%
 Asian 1,072 2.8%
 Native Hawaiian & Other Pacific Islander 38 0.1%
 Other Race 427 1.1%
 Two Or More Races 1,375 3.6%
Race

Head of Household by Age

15-2425-3435-4445-5455-6465-7475-8485 Plus
Owner1361,0001,4002,4122,0381,681939217
Renter6361,27394288048324211534
Total7722,2732,3423,2922,5211,9231,054251

Families vs Singles

 Husband Wife Family Households 7,193 50%
 Single Guardian 2,851 20%
 Singles 3,430 24%
 Singles With Roommate 954 7%
Families vs Singles

Households with Kids

Average Household Size: 3
 Households without Kids 9,623 67%
 Households with Kids 4,805 33%
Households with Kids

Children by Age

1234567891011121314151617181920
Male265241263252234222220214242237223223230248251273288290268256
Female221211251218226235213224222239195221230227217245250256247240
Total486452514470460457433438464476418444460475468518538546515496

Real Estate and Housing

ZIP code 32404 has a slightly less than average percentage of vacancies. The Census also indicates that there are one or more correctional facilities and nursing homes nearby.

The majority of household are owned or have a mortgage. Homes in ZIP code 32404 were primarily built in the 1980s. Looking at 32404 real estate data, the median home value of $142,800 is slightly less than average compared to the rest of the country. It is also slightly higher than average compared to nearby ZIP codes. So you are less likely to find inexpensive homes in 32404. Rentals in 32404 are most commonly 2 bedrooms. The rent for 2 bedrooms is normally $500-$749/month including utilities. 3+ bedrooms are also common and rent for $1,000+/month. Prices for rental property include ZIP code 32404 apartments, townhouses, and homes that are primary residences.

Housing Type

 In Occupied Housing Units 36,330 94.5%
 Correctional Facility For Adults 1,833 4.8%
 Juvenile Facilities 25 0.1%
 Nursing Facilities 192 0.5%
 Other Institutional 0 0.0%
 College Student Housing 0 0.0%
 Military Quarters 0 0.0%
 Other Noninstitutional 45 0.1%
Housing Type

Year Housing was Built

Housing Occupancy

 Owned Households With A Mortgage 6,481 39%
 Owned Households Free & Clear 3,342 20%
 Renter Occupied Households 4,605 28%
 Households Vacant 2,212 13%
Housing Occupancy

Vacancy Reasons

 For Rent 1,067 48%
 Rented & Unoccupied 60 3%
 For Sale Only 331 15%
 Sold & Unoccupied 40 2%
 For Season Recreational Or Occasional Use 159 7%
 For Migrant Workers 0 0%
 Vacant For Other Reasons 555 25%
Vacancy Reasons

Owner Occupied Home Values

Rental Properties by Number of Rooms

 Studio Apartment 30 0.8%
 1 Bedroom 389 9.9%
 2 Bedroom 1,829 46.3%
 3+ Bedroom 1,700 43.1%
Rental Properties by Number of Rooms

Cost of Monthly Rent Including Utilities

Cost of a Studio Apartment

Cost of a 1 Bedroom

Cost of a 2 Bedroom

Cost of a 3+ Bedroom

Employment, Income, Earnings, and Work

The median household income of $50,665 is compared to the rest of the country. It is also compared to nearby ZIP codes. So 32404 is likely to be one of the nicer parts of town with a more affluent demographic.

As with most parts of the country, vehicles are the most common form of transportation to places of employment. In most parts of the country, the majority of commuters get to work in under half an hour. A slightly higher than average number of commuters in 32404 can expect to fall in that range. It is very uncommon, compared to the rest of the US, for employees to have to travel more than 45 minutes to their place of employment.

Employment Status

 Worked Full-time with Earnings 11,988 40%
 Worked Part-time with Earnings 7,832 26%
 No Earnings 10,167 34%
Employment Status

Average Household Income over Time

Household Income

Annual Individual Earnings

Sources of Household Income

Percent of Households Receiving Income

Average Income per Household by Income Source

* Only taxable income is reported.

Household Investment Income

Percent of Households Receiving Investment Income

Average Income per Household by Income Source

* Only taxable income is reported.

Household Retirement Income

Percent of Households Receiving Retirement Income

Average Income per Household by Income Source

* Only taxable income is reported.

Source of Earnings

 Worked Full-time with Earnings 11,988 40%
 Worked Part-time with Earnings 7,832 26%
 No Earnings 10,167 34%
Source of Earnings

Means Of Transportation To Work for Workers 16 and Over

 Car, truck, or van 16,273 96.4%
 Public transportation 20 0.1%
 Taxicab 6 0.0%
 Motorcycle 76 0.5%
 Bicycle, Walked, or Other Means 206 1.2%
 Worked at Home 297 1.8%
Means Of Transportation To Work for Workers 16 and Over

Travel Time to Work (In Minutes)

Schools and Education

The population has a much higher percentage of people with low education levels (less than high school) than normal. The population is likely to value education because they are very well educated themselves. A much higher percentation of the population has received a college degree.

Educational Attainment For The Population 25 Years And Over

 Less than High School Diploma 1,790 14.3%
 High School Graduate 7,652 61.1%
 Associate's degree 1,173 9.4%
 Bachelor's degree 1,178 9.4%
 Master's degree 549 4.4%
 Professional school degree 129 1.0%
 Doctorate degree 60 0.5%
Educational Attainment For The Population 25 Years And Over

School Enrollment (Ages 3 to 17)

 Enrolled in Public School 5,324 79.4%
 Enrolled in Private School 694 10.3%
 Not Enrolled in School 688 10.3%
School Enrollment (Ages 3 to 17)

Schools in ZIP Code 32404

ZIP Code 32404 is in the Bay School District. There are 5 different elementary schools and high schools with mailing addresses in ZIP code 32404.

Callaway Elementary School
7115 East Hwy 22
Panama City, FL 32404
Grade Level: Primary/Elementary
District: Bay School District
Parker Elementary School
640 South Hwy 22 a
Panama City, FL 32404
Grade Level: Primary/Elementary
District: Bay School District
Tommy Smith Elementary School
5044 Tommy Smith Dr
Panama City, FL 32404
Grade Level: Primary/Elementary
District: Bay School District
Merritt Brown Middle School
5044 Merritt Brown Way
Panama City, FL 32404
Grade Level: Middle/Elementary
District: Bay School District
Deer Point Elementary School
4800 Hwy 2321
Panama City, FL 32404
Grade Level: Primary/Elementary
District: Bay School District

Nearby ZIP Codes