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ZIP Code 32409

Primary City:Panama City, FL (View All Cities)
County: Bay County
Timezone: Central (4:48am)
Area code: 850 (Area Code Map)
Coordinates:30.3, -85.7
ZIP (~13 mile radius)

Cities in ZIP code 32409

The cities below are at least partially located in ZIP code 32409. In addition to the primary city for a ZIP code, USPS also publishes a list of other acceptable cities that can be used with ZIP code 32409. However, if you are mailing something to ZIP code 32409, you should not use any of the cities listed as unacceptable. Choose from the primary or acceptable cities when mailing your package or letter.

Primary city:
Panama City, FL
Acceptable:
Southport

Stats and Demographics for the 32409 ZIP Code

ZIP code 32409 is located in northwest Florida and covers a slightly less than average land area compared to other ZIP codes in the United States. It also has a slightly less than average population density.

The people living in ZIP code 32409 are primarily white. The number of middle aged adults is extremely large while the number of people in their late 20s to early 40s is extremely large. There are also a small number of single adults and a slightly higher than average number of families. The percentage of children under 18 living in the 32409 ZIP code is slightly higher than average compared to other areas of the country.

Population 8,691
Population Density 115 people per sq mi
Housing Units 3,820
Median Home Value $125,100
Land Area 75.64 sq mi
Water Area 7.43 sq mi
Occupied Housing Units 3,284
Median Household Income $50,461

Estimated Population over Time

Total Population by Age

Median Age: 41Male Median Age: 40Female Median Age: 41

Under 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485 Plus
Male308270300315221231227302332419353301251220161876833
Female249279301306206225241281309403365301255208164975844
Total55754960162142745646858364182271860250642832518412677

Gender

 Male 4,399 51%
 Female 4,292 49%
Gender

Race

 White 8,286 95.3%
 Black Or African American 48 0.6%
 American Indian Or Alaskan Native 90 1.0%
 Asian 38 0.4%
 Native Hawaiian & Other Pacific Islander 13 0.1%
 Other Race 59 0.7%
 Two Or More Races 157 1.8%
Race

Head of Household by Age

15-2425-3435-4445-5455-6465-7475-8485 Plus
Owner3525848372857043019045
Renter481171221236046209
Total8337560585163047621054

Families vs Singles

 Husband Wife Family Households 1,898 58%
 Single Guardian 540 16%
 Singles 660 20%
 Singles With Roommate 186 6%
Families vs Singles

Households with Kids

Average Household Size: 3
 Households without Kids 2,128 65%
 Households with Kids 1,156 35%
Households with Kids

Children by Age

1234567891011121314151617181920
Male7061576349604956565769586056735565685457
Female4345476860485952604865576962615964645853
Total113106104131109108108108116105134115129118134114129132112110

Real Estate and Housing

ZIP code 32409 has a slightly less than average percentage of vacancies.

The majority of household are owned or have a mortgage. Homes in ZIP code 32409 were primarily built in the 1990s or the 2000s. Looking at 32409 real estate data, the median home value of $125,100 is slightly less than average compared to the rest of the country. It is also slightly less than average compared to nearby ZIP codes. 32409 could be an area to look for cheap housing compared to surrounding areas. Rentals in 32409 are most commonly 2 bedrooms. The rent for 2 bedrooms is normally $300-$499/month including utilities. Prices for rental property include ZIP code 32409 apartments, townhouses, and homes that are primary residences.

Housing Type

 In Occupied Housing Units 8,691 100%
 Correctional Facility For Adults 0 0%
 Juvenile Facilities 0 0%
 Nursing Facilities 0 0%
 Other Institutional 0 0%
 College Student Housing 0 0%
 Military Quarters 0 0%
 Other Noninstitutional 0 0%
Housing Type

Year Housing was Built

Housing Occupancy

 Owned Households With A Mortgage 1,772 46%
 Owned Households Free & Clear 967 25%
 Renter Occupied Households 545 14%
 Households Vacant 536 14%
Housing Occupancy

Vacancy Reasons

 For Rent 60 11.2%
 Rented & Unoccupied 4 0.7%
 For Sale Only 87 16.2%
 Sold & Unoccupied 4 0.7%
 For Season Recreational Or Occasional Use 200 37.3%
 For Migrant Workers 0 0.0%
 Vacant For Other Reasons 181 33.8%
Vacancy Reasons

Owner Occupied Home Values

Rental Properties by Number of Rooms

 Studio Apartment 0 0%
 1 Bedroom 0 0%
 2 Bedroom 251 59%
 3+ Bedroom 174 41%
Rental Properties by Number of Rooms

Cost of Monthly Rent Including Utilities

Cost of a Studio Apartment

Cost of a 1 Bedroom

Cost of a 2 Bedroom

Cost of a 3+ Bedroom

Employment, Income, Earnings, and Work

The median household income of $50,461 is compared to the rest of the country. It is also compared to nearby ZIP codes. So 32409 is likely to be one of the nicer parts of town with a more affluent demographic.

As with most parts of the country, vehicles are the most common form of transportation to places of employment. Compared to other ZIP codes in the country, 32409 has very few people that work at home. In most parts of the country, the majority of commuters get to work in under half an hour. However, that is not the case in 32409. It has a much lower than average number of people that make it to work in under half an hour. There are a slightly smaller percentage of employees that have to travel over 45 minutes to reach their place of employment.

Employment Status

 Worked Full-time with Earnings 2,530 37%
 Worked Part-time with Earnings 1,883 27%
 No Earnings 2,473 36%
Employment Status

Average Household Income over Time

Household Income

Annual Individual Earnings

Sources of Household Income

Percent of Households Receiving Income

Average Income per Household by Income Source

* Only taxable income is reported.

Household Investment Income

Percent of Households Receiving Investment Income

Average Income per Household by Income Source

* Only taxable income is reported.

Household Retirement Income

Percent of Households Receiving Retirement Income

Average Income per Household by Income Source

* Only taxable income is reported.

Source of Earnings

 Worked Full-time with Earnings 2,530 37%
 Worked Part-time with Earnings 1,883 27%
 No Earnings 2,473 36%
Source of Earnings

Means Of Transportation To Work for Workers 16 and Over

 Car, truck, or van 3,454 95%
 Public transportation 0 0%
 Taxicab 0 0%
 Motorcycle 0 0%
 Bicycle, Walked, or Other Means 119 3%
 Worked at Home 55 2%
Means Of Transportation To Work for Workers 16 and Over

Travel Time to Work (In Minutes)

Schools and Education

The population is likely to value education because they are very well educated themselves. A much higher percentation of the population has received a college degree.

Educational Attainment For The Population 25 Years And Over

 Less than High School Diploma 320 9.9%
 High School Graduate 2,261 70.2%
 Associate's degree 244 7.6%
 Bachelor's degree 259 8.0%
 Master's degree 125 3.9%
 Professional school degree 11 0.3%
 Doctorate degree 0 0.0%
Educational Attainment For The Population 25 Years And Over

School Enrollment (Ages 3 to 17)

 Enrolled in Public School 1,430 87%
 Enrolled in Private School 143 9%
 Not Enrolled in School 64 4%
School Enrollment (Ages 3 to 17)

Schools in ZIP Code 32409

ZIP Code 32409 is in the Bay School District. There are 2 different elementary schools and high schools with mailing addresses in ZIP code 32409.

Deane Bozeman School
13410 Hwy 77
Panama City, FL 32409
Grade Level: Other/Combined or Ungraded
District: Bay School District
Southport Elementary School
1835 Bridge St
Southport, FL 32409
Grade Level: Primary/Elementary
District: Bay School District

Nearby ZIP Codes