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ZIP Code 46540

Primary City:Middlebury, IN (View All Cities)
County: Elkhart County
Timezone: America/Indiana/Indianapolis (6:55pm)
Area code: 574 (Area Code Map)
Coordinates:41.7, -85.7
ZIP (~8 mile radius)

Cities in ZIP code 46540

The cities below are at least partially located in ZIP code 46540. In addition to the primary city for a ZIP code, USPS also publishes a list of other acceptable cities that can be used with ZIP code 46540. However, if you are mailing something to ZIP code 46540, you should not use any of the cities listed as unacceptable. Choose from the primary or acceptable cities when mailing your package or letter.

Primary city:
Middlebury, IN

Stats and Demographics for the 46540 ZIP Code

ZIP code 46540 is located in northeast Indiana and covers a slightly less than average land area compared to other ZIP codes in the United States. It also has a slightly less than average population density.

The people living in ZIP code 46540 are primarily white. The number of people in their late 20s to early 40s is extremely large while the number of middle aged adults is large. There are also an extremely large number of families and a small number of single adults. The percentage of children under 18 living in the 46540 ZIP code is extremely large compared to other areas of the country.

Population 11,702
Population Density 191 people per sq mi
Housing Units 3,972
Median Home Value $153,800
Land Area 61.11 sq mi
Water Area 0.52 sq mi
Occupied Housing Units 3,741
Median Household Income $55,424

Estimated Population over Time

Total Population by Age

Median Age: 33Male Median Age: 31Female Median Age: 34

Under 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485 Plus
Male527581596508327329325373374409347324293238128945938
Female4895455404443372953133794184013893453052081331288578
Total1,0161,1261,136952664624638752792810736669598446261222144116

Gender

 Male 5,870 50%
 Female 5,832 50%
Gender

Race

 White 11,306 96.6%
 Black Or African American 57 0.5%
 American Indian Or Alaskan Native 22 0.2%
 Asian 79 0.7%
 Native Hawaiian & Other Pacific Islander 2 0.0%
 Other Race 107 0.9%
 Two Or More Races 129 1.1%
Race

Head of Household by Age

15-2425-3435-4445-5455-6465-7475-8485 Plus
Owner6138860872363238118262
Renter6518315810267506019
Total12657176682569943124281

Families vs Singles

 Husband Wife Family Households 2,639 71%
 Single Guardian 404 11%
 Singles 576 15%
 Singles With Roommate 122 3%
Families vs Singles

Households with Kids

Average Household Size: 3
 Households without Kids 2,131 57%
 Households with Kids 1,610 43%
Households with Kids

Children by Age

1234567891011121314151617181920
Male9597108116102116125133105111106121137121961161081117764
Female102100999396113117107112127116103901041119890846170
Total197197207209198229242240217238222224227225207214198195138134

Real Estate and Housing

ZIP code 46540 has a small percentage of vacancies.

The majority of household are owned or have a mortgage. Homes in ZIP code 46540 were primarily built in the 2000s or the 1990s. Looking at 46540 real estate data, the median home value of $153,800 is slightly less than average compared to the rest of the country. It is also slightly less than average compared to nearby ZIP codes. 46540 could be an area to look for cheap housing compared to surrounding areas. Rentals in 46540 are most commonly 3+ bedrooms. The rent for 3+ bedrooms is normally $1,000+/month including utilities. Prices for rental property include ZIP code 46540 apartments, townhouses, and homes that are primary residences.

Housing Type

 In Occupied Housing Units 11,694 99.9%
 Correctional Facility For Adults 0 0.0%
 Juvenile Facilities 0 0.0%
 Nursing Facilities 0 0.0%
 Other Institutional 0 0.0%
 College Student Housing 0 0.0%
 Military Quarters 0 0.0%
 Other Noninstitutional 8 0.1%
Housing Type

Year Housing was Built

Housing Occupancy

 Owned Households With A Mortgage 2,207 56%
 Owned Households Free & Clear 830 21%
 Renter Occupied Households 704 18%
 Households Vacant 231 6%
Housing Occupancy

Vacancy Reasons

 For Rent 37 16%
 Rented & Unoccupied 2 1%
 For Sale Only 70 30%
 Sold & Unoccupied 4 2%
 For Season Recreational Or Occasional Use 70 30%
 For Migrant Workers 2 1%
 Vacant For Other Reasons 46 20%
Vacancy Reasons

Owner Occupied Home Values

Rental Properties by Number of Rooms

 Studio Apartment 0 0%
 1 Bedroom 82 16%
 2 Bedroom 183 36%
 3+ Bedroom 239 47%
Rental Properties by Number of Rooms

Cost of Monthly Rent Including Utilities

Cost of a Studio Apartment

Cost of a 1 Bedroom

Cost of a 2 Bedroom

Cost of a 3+ Bedroom

Employment, Income, Earnings, and Work

The median household income of $55,424 is compared to the rest of the country. It is also compared to nearby ZIP codes. So 46540 is likely to be one of the nicer parts of town with a more affluent demographic.

As with most parts of the country, vehicles are the most common form of transportation to places of employment. In most parts of the country, the majority of commuters get to work in under half an hour. More commuters in 46540 get to experience these short commute times than most other ZIP codes. It is very uncommon, compared to the rest of the US, for employees to have to travel more than 45 minutes to their place of employment.

Employment Status

 Worked Full-time with Earnings 3,079 38%
 Worked Part-time with Earnings 2,719 33%
 No Earnings 2,378 29%
Employment Status

Average Household Income over Time

Household Income

Annual Individual Earnings

Sources of Household Income

Percent of Households Receiving Income

Average Income per Household by Income Source

* Only taxable income is reported.

Household Investment Income

Percent of Households Receiving Investment Income

Average Income per Household by Income Source

* Only taxable income is reported.

Household Retirement Income

Percent of Households Receiving Retirement Income

Average Income per Household by Income Source

* Only taxable income is reported.

Source of Earnings

 Worked Full-time with Earnings 3,079 38%
 Worked Part-time with Earnings 2,719 33%
 No Earnings 2,378 29%
Source of Earnings

Means Of Transportation To Work for Workers 16 and Over

 Car, truck, or van 4,233 85.0%
 Public transportation 20 0.4%
 Taxicab 0 0.0%
 Motorcycle 0 0.0%
 Bicycle, Walked, or Other Means 488 9.8%
 Worked at Home 238 4.8%
Means Of Transportation To Work for Workers 16 and Over

Travel Time to Work (In Minutes)

Schools and Education

The percentage of people that did not graduate high school is among the highest in the nation. The population is likely to value education because they are very well educated themselves. A much higher percentation of the population has received a college degree.

Educational Attainment For The Population 25 Years And Over

 Less than High School Diploma 928 28%
 High School Graduate 1,637 49%
 Associate's degree 114 3%
 Bachelor's degree 470 14%
 Master's degree 126 4%
 Professional school degree 46 1%
 Doctorate degree 44 1%
Educational Attainment For The Population 25 Years And Over

School Enrollment (Ages 3 to 17)

 Enrolled in Public School 1,792 62.6%
 Enrolled in Private School 440 15.4%
 Not Enrolled in School 629 22.0%
School Enrollment (Ages 3 to 17)

Schools in ZIP Code 46540

ZIP Code 46540 is in the Middlebury Community School District. There are 17 different elementary schools and high schools with mailing addresses in ZIP code 46540.

Northridge Middle School
56691 Northridge Dr
Middlebury, IN 46540
Grade Level: Middle/Combined or Ungraded
District: Middlebury Community School District
Orchard View School
56734 Northridge Dr
Middlebury, IN 46540
Grade Level: Primary/Elementary
District: Middlebury Community School District
Middlebury Elementary School
432 South Main St
Middlebury, IN 46540
Grade Level: Primary/Elementary
District: Middlebury Community School District
Heritage Intermediate School
56647 Northridge Dr
Middlebury, IN 46540
Grade Level: Primary/Elementary
District: Middlebury Community School District
Northridge High School
56779 Northridge Dr
Middlebury, IN 46540
Grade Level: High/Secondary
District: Middlebury Community School District
Plainview School
11017 County Road 16
Middlebury, IN 46540
Grade Level: Primary/Elementary
District: Private
Eight Square School
60517 County Road 35
Middlebury, IN 46540
Grade Level: Primary/Elementary
District: Private
Country Lane School
12930 County Road 30
Middlebury, IN 46540
Grade Level: Primary/Elementary
District: Private
Forest Grove School
59800 County Road 43
Middlebury, IN 46540
Grade Level: Primary/Elementary
District: Private
Meadow Lark School
2970 N 1150 W
Middlebury, IN 46540
Grade Level: Primary/Elementary
District: Private
Crystal Springs School Amish
59079 County Road 41
Middlebury, IN 46540
Grade Level: Primary/Elementary
District: Private
Brookside School
0300 N 1000 W
Middlebury, IN 46540
Grade Level: Primary/Elementary
District: Private
Middle Barrens School
2440 N 1150 W
Middlebury, IN 46540
Grade Level: Primary/Elementary
District: Private
Pumpkin Vine School
58682 County Road 35
Middlebury, IN 46540
Grade Level: Primary/Elementary
District: Private
Rolling Acres School
54604 County Road 43
Middlebury, IN 46540
Grade Level: Primary/Elementary
District: Private
Pine Creek Amish School
15512 County Road 20
Middlebury, IN 46540
Grade Level: Primary/Elementary
District: Private
Forks Valley School
580 N 1150 W
Middlebury, IN 46540
Grade Level: Primary/Elementary
District: Private

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