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ZIP Code 46788

Primary City:Spencerville, IN (View All Cities)
Coordinates:41.3, -84.9
ZIP (~8 mile radius)

Cities in ZIP code 46788

The cities below are at least partially located in ZIP code 46788. In addition to the primary city for a ZIP code, USPS also publishes a list of other acceptable cities that can be used with ZIP code 46788. However, if you are mailing something to ZIP code 46788, you should not use any of the cities listed as unacceptable. Choose from the primary or acceptable cities when mailing your package or letter.

Primary city:
Spencerville, IN
Unacceptable:
Hurshtown

Stats and Demographics for the 46788 ZIP Code

ZIP code 46788 is located in northeast Indiana and covers a slightly less than average land area compared to other ZIP codes in the United States. It also has a slightly less than average population density.

The people living in ZIP code 46788 are primarily white. The number of middle aged adults is extremely large while the number of people in their late 20s to early 40s is large. There are also an extremely large number of families and an extremely small number of single adults. The percentage of children under 18 living in the 46788 ZIP code is large compared to other areas of the country.

Population 3,260
Population Density 92 people per sq mi
Housing Units 1,102
Median Home Value $170,100
Land Area 35.52 sq mi
Water Area 0.33 sq mi
Occupied Housing Units 1,040
Median Household Income $55,191

Estimated Population over Time

Total Population by Age

Median Age: 37Male Median Age: 35Female Median Age: 38

Under 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485 Plus
Male12414716116999658587112162125117947135221011
Female11713512612295586494127150117117855038202722
Total24128228729119412314918123931224223417912173423733

Gender

 Male 1,696 52%
 Female 1,564 48%
Gender

Race

 White 3,191 97.9%
 Black Or African American 10 0.3%
 American Indian Or Alaskan Native 12 0.4%
 Asian 13 0.4%
 Native Hawaiian & Other Pacific Islander 1 0.0%
 Other Race 8 0.2%
 Two Or More Races 25 0.8%
Race

Head of Household by Age

15-2425-3435-4445-5455-6465-7475-8485 Plus
Owner13891782862151144712
Renter91919219612
Total221081973072241204814

Families vs Singles

 Husband Wife Family Households 779 75%
 Single Guardian 82 8%
 Singles 144 14%
 Singles With Roommate 35 3%
Families vs Singles

Households with Kids

Average Household Size: 3
 Households without Kids 611 59%
 Households with Kids 429 41%
Households with Kids

Children by Age

1234567891011121314151617181920
Male2414273328243229343027324230383727373019
Female1623243020302434272426222727263127241422
Total4037516348545663615453546957646854614441

Real Estate and Housing

ZIP code 46788 has a small percentage of vacancies.

The majority of household are owned or have a mortgage. Homes in ZIP code 46788 were primarily built in the 1990s or 1939 or earlier. Looking at 46788 real estate data, the median home value of $170,100 is slightly higher than average compared to the rest of the country. It is also extremely high compared to nearby ZIP codes. So you are less likely to find inexpensive homes in 46788. Rentals in 46788 are most commonly 3+ bedrooms. The rent for 3+ bedrooms is normally $200-$299/month including utilities. Studio apartments are also common and rent for $500-$749/month. Prices for rental property include ZIP code 46788 apartments, townhouses, and homes that are primary residences.

Housing Type

 In Occupied Housing Units 3,260 100%
 Correctional Facility For Adults 0 0%
 Juvenile Facilities 0 0%
 Nursing Facilities 0 0%
 Other Institutional 0 0%
 College Student Housing 0 0%
 Military Quarters 0 0%
 Other Noninstitutional 0 0%
Housing Type

Year Housing was Built

Housing Occupancy

 Owned Households With A Mortgage 701 64%
 Owned Households Free & Clear 253 23%
 Renter Occupied Households 86 8%
 Households Vacant 62 6%
Housing Occupancy

Vacancy Reasons

 For Rent 5 8%
 Rented & Unoccupied 3 5%
 For Sale Only 6 10%
 Sold & Unoccupied 8 13%
 For Season Recreational Or Occasional Use 10 16%
 For Migrant Workers 0 0%
 Vacant For Other Reasons 30 48%
Vacancy Reasons

Owner Occupied Home Values

Rental Properties by Number of Rooms

 Studio Apartment 31 30%
 1 Bedroom 16 15%
 2 Bedroom 21 20%
 3+ Bedroom 37 35%
Rental Properties by Number of Rooms

Cost of Monthly Rent Including Utilities

Cost of a Studio Apartment

Cost of a 1 Bedroom

Cost of a 2 Bedroom

Cost of a 3+ Bedroom

Employment, Income, Earnings, and Work

The median household income of $55,191 is compared to the rest of the country. It is also compared to nearby ZIP codes. While money isn't everything, ZIP code 46788 may not be as nice as other parts of town.

As with most parts of the country, vehicles are the most common form of transportation to places of employment. Instead of a commute, a higher percentage of people in 46788 are able to work from home than most places in the nation. In most parts of the country, the majority of commuters get to work in under half an hour. A slightly higher than average number of commuters in 46788 can expect to fall in that range. There are a slightly smaller percentage of employees that have to travel over 45 minutes to reach their place of employment.

Employment Status

 Worked Full-time with Earnings 912 42%
 Worked Part-time with Earnings 482 22%
 No Earnings 765 35%
Employment Status

Average Household Income over Time

Household Income

Annual Individual Earnings

Sources of Household Income

Percent of Households Receiving Income

Average Income per Household by Income Source

* Only taxable income is reported.

Household Investment Income

Percent of Households Receiving Investment Income

Average Income per Household by Income Source

* Only taxable income is reported.

Household Retirement Income

Percent of Households Receiving Retirement Income

Average Income per Household by Income Source

* Only taxable income is reported.

Source of Earnings

 Worked Full-time with Earnings 912 42%
 Worked Part-time with Earnings 482 22%
 No Earnings 765 35%
Source of Earnings

Means Of Transportation To Work for Workers 16 and Over

 Car, truck, or van 1,085 84.8%
 Public transportation 14 1.1%
 Taxicab 0 0.0%
 Motorcycle 0 0.0%
 Bicycle, Walked, or Other Means 9 0.7%
 Worked at Home 171 13.4%
Means Of Transportation To Work for Workers 16 and Over

Travel Time to Work (In Minutes)

Schools and Education

The area has some of the highest percentages of people who attended college of any ZIP.

Educational Attainment For The Population 25 Years And Over

 Less than High School Diploma 83 8.5%
 High School Graduate 518 52.9%
 Associate's degree 94 9.6%
 Bachelor's degree 226 23.1%
 Master's degree 51 5.2%
 Professional school degree 7 0.7%
 Doctorate degree 0 0.0%
Educational Attainment For The Population 25 Years And Over

School Enrollment (Ages 3 to 17)

 Enrolled in Public School 347 48.3%
 Enrolled in Private School 261 36.3%
 Not Enrolled in School 111 15.4%
School Enrollment (Ages 3 to 17)

Nearby ZIP Codes