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ZIP Code 48655

Primary City:Saint Charles, MI (View All Cities)
County: Saginaw County
Timezone: Eastern (2:26pm)
Area code: 989 (Area Code Map)
Coordinates:43.3, -84.2
ZIP (~13 mile radius)

Cities in ZIP code 48655

The cities below are at least partially located in ZIP code 48655. In addition to the primary city for a ZIP code, USPS also publishes a list of other acceptable cities that can be used with ZIP code 48655. However, if you are mailing something to ZIP code 48655, you should not use any of the cities listed as unacceptable. Choose from the primary or acceptable cities when mailing your package or letter.

Primary city:
Saint Charles, MI

Stats and Demographics for the 48655 ZIP Code

ZIP code 48655 is located in southeast Michigan and covers a slightly higher than average land area compared to other ZIP codes in the United States. It also has a slightly less than average population density.

The people living in ZIP code 48655 are primarily white. The number of middle aged adults is extremely large while the number of people in their late 20s to early 40s is large. There are also a slightly less than average number of single adults and a slightly higher than average number of families. The percentage of children under 18 living in the 48655 ZIP code is slightly higher than average compared to other areas of the country.

Population 6,460
Population Density 68 people per sq mi
Housing Units 2,702
Median Home Value $111,500
Land Area 94.56 sq mi
Water Area 1.59 sq mi
Occupied Housing Units 2,544
Median Household Income $49,337

Estimated Population over Time

Total Population by Age

Median Age: 42Male Median Age: 41Female Median Age: 44

Under 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485 Plus
Male170231246239172150159199213244274256229152117795342
Female160209215217159135165201201250298266218164118987586
Total330440461456331285324400414494572522447316235177128128

Gender

 Male 3,225 50%
 Female 3,235 50%
Gender

Race

 White 6,253 96.8%
 Black Or African American 31 0.5%
 American Indian Or Alaskan Native 35 0.5%
 Asian 9 0.1%
 Native Hawaiian & Other Pacific Islander 0 0.0%
 Other Race 45 0.7%
 Two Or More Races 87 1.3%
Race

Head of Household by Age

15-2425-3435-4445-5455-6465-7475-8485 Plus
Owner3018033350650631618882
Renter4686766648272826
Total76266409572554343216108

Families vs Singles

 Husband Wife Family Households 1,470 58%
 Single Guardian 393 15%
 Singles 582 23%
 Singles With Roommate 99 4%
Families vs Singles

Households with Kids

Average Household Size: 3
 Households without Kids 1,752 69%
 Households with Kids 792 31%
Households with Kids

Children by Age

1234567891011121314151617181920
Male3433393647514854314756465245475044613748
Female2531413542463742424547403350413751434544
Total596480718997859673921038685958887951048292

Real Estate and Housing

ZIP code 48655 has a small percentage of vacancies.

The majority of household are owned or have a mortgage. Homes in ZIP code 48655 were primarily built in the 1970s or 1939 or earlier. Looking at 48655 real estate data, the median home value of $111,500 is slightly less than average compared to the rest of the country. It is also high compared to nearby ZIP codes. So you are less likely to find inexpensive homes in 48655. Rentals in 48655 are most commonly 3+ bedrooms. The rent for 3+ bedrooms is normally $750-$999/month including utilities. 2 bedrooms are also common and rent for $500-$749/month. Prices for rental property include ZIP code 48655 apartments, townhouses, and homes that are primary residences.

Housing Type

 In Occupied Housing Units 6,448 99.8%
 Correctional Facility For Adults 0 0.0%
 Juvenile Facilities 0 0.0%
 Nursing Facilities 0 0.0%
 Other Institutional 0 0.0%
 College Student Housing 0 0.0%
 Military Quarters 0 0.0%
 Other Noninstitutional 12 0.2%
Housing Type

Year Housing was Built

Housing Occupancy

 Owned Households With A Mortgage 1,413 52%
 Owned Households Free & Clear 728 27%
 Renter Occupied Households 403 15%
 Households Vacant 158 6%
Housing Occupancy

Vacancy Reasons

 For Rent 18 11.4%
 Rented & Unoccupied 1 0.6%
 For Sale Only 32 20.3%
 Sold & Unoccupied 10 6.3%
 For Season Recreational Or Occasional Use 18 11.4%
 For Migrant Workers 0 0.0%
 Vacant For Other Reasons 79 50.0%
Vacancy Reasons

Owner Occupied Home Values

Rental Properties by Number of Rooms

 Studio Apartment 0 0%
 1 Bedroom 30 10%
 2 Bedroom 141 45%
 3+ Bedroom 144 46%
Rental Properties by Number of Rooms

Cost of Monthly Rent Including Utilities

Cost of a Studio Apartment

Cost of a 1 Bedroom

Cost of a 2 Bedroom

Cost of a 3+ Bedroom

Employment, Income, Earnings, and Work

The median household income of $49,337 is compared to the rest of the country. It is also compared to nearby ZIP codes. So 48655 is likely to be one of the nicer parts of town with a more affluent demographic.

As with most parts of the country, vehicles are the most common form of transportation to places of employment. In most parts of the country, the majority of commuters get to work in under half an hour. However, that is not the case in 48655. It has a much lower than average number of people that make it to work in under half an hour. Having to travel to work for over 45 minutes isn't uncommon for people who live here.

Employment Status

 Worked Full-time with Earnings 1,702 34%
 Worked Part-time with Earnings 1,388 27%
 No Earnings 1,967 39%
Employment Status

Average Household Income over Time

Household Income

Annual Individual Earnings

Sources of Household Income

Percent of Households Receiving Income

Average Income per Household by Income Source

* Only taxable income is reported.

Household Investment Income

Percent of Households Receiving Investment Income

Average Income per Household by Income Source

* Only taxable income is reported.

Household Retirement Income

Percent of Households Receiving Retirement Income

Average Income per Household by Income Source

* Only taxable income is reported.

Source of Earnings

 Worked Full-time with Earnings 1,702 34%
 Worked Part-time with Earnings 1,388 27%
 No Earnings 1,967 39%
Source of Earnings

Means Of Transportation To Work for Workers 16 and Over

 Car, truck, or van 2,472 92%
 Public transportation 0 0%
 Taxicab 0 0%
 Motorcycle 0 0%
 Bicycle, Walked, or Other Means 81 3%
 Worked at Home 147 5%
Means Of Transportation To Work for Workers 16 and Over

Travel Time to Work (In Minutes)

Schools and Education

The population has a much higher percentage of people with low education levels (less than high school) than normal. The population is likely to value education because they are very well educated themselves. A much higher percentation of the population has received a college degree.

Educational Attainment For The Population 25 Years And Over

 Less than High School Diploma 251 11.5%
 High School Graduate 1,445 66.3%
 Associate's degree 251 11.5%
 Bachelor's degree 182 8.3%
 Master's degree 42 1.9%
 Professional school degree 9 0.4%
 Doctorate degree 0 0.0%
Educational Attainment For The Population 25 Years And Over

School Enrollment (Ages 3 to 17)

 Enrolled in Public School 1,163 91%
 Enrolled in Private School 44 3%
 Not Enrolled in School 76 6%
School Enrollment (Ages 3 to 17)

Schools in ZIP Code 48655

ZIP Code 48655 is in the St. Charles Community School District. There are 3 different elementary schools and high schools with mailing addresses in ZIP code 48655.

St. Charles Elementary School
801 West Walnut St
St. Charles, MI 48655
Grade Level: Primary/Elementary
District: St. Charles Community School District
Anna M. Thurston Middle School
893 West Walnut St
St. Charles, MI 48655
Grade Level: Middle/Elementary
District: St. Charles Community School District
St. Charles Community High School
881 West Walnut St
St. Charles, MI 48655
Grade Level: High/Secondary
District: St. Charles Community School District

Nearby ZIP Codes