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ZIP Code 49431

Primary City:Ludington, MI (View All Cities)
County: Mason County
Timezone: Eastern (7:15pm)
Area code: 231 (Area Code Map)
Coordinates:44.0, -86.4
ZIP (~13 mile radius)

Cities in ZIP code 49431

The cities below are at least partially located in ZIP code 49431. In addition to the primary city for a ZIP code, USPS also publishes a list of other acceptable cities that can be used with ZIP code 49431. However, if you are mailing something to ZIP code 49431, you should not use any of the cities listed as unacceptable. Choose from the primary or acceptable cities when mailing your package or letter.

Primary city:
Ludington, MI

Stats and Demographics for the 49431 ZIP Code

ZIP code 49431 is located in central Michigan and covers a slightly higher than average land area compared to other ZIP codes in the United States. It also has a slightly less than average population density.

The people living in ZIP code 49431 are primarily white. The number of seniors is extremely large while the number of middle aged adults is extremely large. There are also a slightly higher than average number of single adults and a slightly less than average number of families. The percentage of children under 18 living in the 49431 ZIP code is slightly less than average compared to other areas of the country.

Population 16,875
Population Density 162 people per sq mi
Housing Units 9,608
Median Home Value $129,100
Land Area 104.00 sq mi
Water Area 19.58 sq mi
Occupied Housing Units 7,163
Median Household Income $41,818

Estimated Population over Time

Total Population by Age

Median Age: 45Male Median Age: 43Female Median Age: 46

Under 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485 Plus
Male511485502569425433405428487521664628598449373262192165
Female516466466557412466419413485612702696597535439326273398
Total1,0279519681,1268378998248419721,1331,3661,3241,195984812588465563

Gender

 Male 8,097 48%
 Female 8,778 52%
Gender

Race

 White 15,913 94.3%
 Black Or African American 122 0.7%
 American Indian Or Alaskan Native 173 1.0%
 Asian 101 0.6%
 Native Hawaiian & Other Pacific Islander 0 0.0%
 Other Race 233 1.4%
 Two Or More Races 333 2.0%
Race

Head of Household by Age

15-2425-3435-4445-5455-6465-7475-8485 Plus
Owner443756311,0501,230923582218
Renter218460317346290186158135
Total2628359481,3961,5201,109740353

Families vs Singles

 Husband Wife Family Households 3,551 50%
 Single Guardian 1,044 15%
 Singles 2,213 31%
 Singles With Roommate 355 5%
Families vs Singles

Households with Kids

Average Household Size: 2
 Households without Kids 5,218 73%
 Households with Kids 1,945 27%
Households with Kids

Children by Age

1234567891011121314151617181920
Male1039112010590939399110871191049010210113312311795100
Female12277108115911087299969210996749511011113311390104
Total225168228220181201165198206179228200164197211244256230185204

Real Estate and Housing

ZIP code 49431 has a large percentage of vacancies. The Census also indicates that there are one or more correctional facilities and nursing homes nearby.

The majority of household are owned or have a mortgage. Homes in ZIP code 49431 were primarily built in 1939 or earlier. Looking at 49431 real estate data, the median home value of $129,100 is slightly less than average compared to the rest of the country. It is also slightly higher than average compared to nearby ZIP codes. So you are less likely to find inexpensive homes in 49431. Rentals in 49431 are most commonly 2 bedrooms. The rent for 2 bedrooms is normally $500-$749/month including utilities. 1 bedrooms are also common and rent for $500-$749/month. Prices for rental property include ZIP code 49431 apartments, townhouses, and homes that are primary residences.

Housing Type

 In Occupied Housing Units 16,498 97.8%
 Correctional Facility For Adults 59 0.3%
 Juvenile Facilities 0 0.0%
 Nursing Facilities 220 1.3%
 Other Institutional 0 0.0%
 College Student Housing 0 0.0%
 Military Quarters 0 0.0%
 Other Noninstitutional 98 0.6%
Housing Type

Year Housing was Built

Housing Occupancy

 Owned Households With A Mortgage 3,063 32%
 Owned Households Free & Clear 1,990 21%
 Renter Occupied Households 2,110 22%
 Households Vacant 2,445 25%
Housing Occupancy

Vacancy Reasons

 For Rent 204 8.3%
 Rented & Unoccupied 16 0.7%
 For Sale Only 236 9.7%
 Sold & Unoccupied 47 1.9%
 For Season Recreational Or Occasional Use 1,678 68.6%
 For Migrant Workers 11 0.4%
 Vacant For Other Reasons 253 10.3%
Vacancy Reasons

Owner Occupied Home Values

Rental Properties by Number of Rooms

 Studio Apartment 33 1%
 1 Bedroom 787 32%
 2 Bedroom 982 40%
 3+ Bedroom 629 26%
Rental Properties by Number of Rooms

Cost of Monthly Rent Including Utilities

Cost of a Studio Apartment

Cost of a 1 Bedroom

Cost of a 2 Bedroom

Cost of a 3+ Bedroom

Employment, Income, Earnings, and Work

The median household income of $41,818 is compared to the rest of the country. It is also compared to nearby ZIP codes. While money isn't everything, ZIP code 49431 may not be as nice as other parts of town.

As with most parts of the country, vehicles are the most common form of transportation to places of employment. In most parts of the country, the majority of commuters get to work in under half an hour. The commute in 49431 is that short for a higher percentage of workers than almost anywhere in the United States. Many commuters should consider themselves lucky that they don't have a longer commute. It is very uncommon, compared to the rest of the US, for employees to have to travel more than 45 minutes to their place of employment.

Employment Status

 Worked Full-time with Earnings 4,721 34%
 Worked Part-time with Earnings 4,134 30%
 No Earnings 4,989 36%
Employment Status

Average Household Income over Time

Household Income

Annual Individual Earnings

Sources of Household Income

Percent of Households Receiving Income

Average Income per Household by Income Source

* Only taxable income is reported.

Household Investment Income

Percent of Households Receiving Investment Income

Average Income per Household by Income Source

* Only taxable income is reported.

Household Retirement Income

Percent of Households Receiving Retirement Income

Average Income per Household by Income Source

* Only taxable income is reported.

Source of Earnings

 Worked Full-time with Earnings 4,721 34%
 Worked Part-time with Earnings 4,134 30%
 No Earnings 4,989 36%
Source of Earnings

Means Of Transportation To Work for Workers 16 and Over

 Car, truck, or van 6,712 92.2%
 Public transportation 52 0.7%
 Taxicab 26 0.4%
 Motorcycle 4 0.1%
 Bicycle, Walked, or Other Means 261 3.6%
 Worked at Home 227 3.1%
Means Of Transportation To Work for Workers 16 and Over

Travel Time to Work (In Minutes)

Schools and Education

The area has some of the highest percentages of people who attended college of any ZIP.

Educational Attainment For The Population 25 Years And Over

 Less than High School Diploma 623 11%
 High School Graduate 3,263 58%
 Associate's degree 416 7%
 Bachelor's degree 819 15%
 Master's degree 352 6%
 Professional school degree 93 2%
 Doctorate degree 54 1%
Educational Attainment For The Population 25 Years And Over

School Enrollment (Ages 3 to 17)

 Enrolled in Public School 2,284 80.6%
 Enrolled in Private School 321 11.3%
 Not Enrolled in School 229 8.1%
School Enrollment (Ages 3 to 17)

Schools in ZIP Code 49431

ZIP Code 49431 is in the Ludington Area School District. There are 9 different elementary schools and high schools with mailing addresses in ZIP code 49431.

Ludington High School
508 North Washington Ave
Ludington, MI 49431
Grade Level: Other/Combined or Ungraded
District: Ludington Area School District
Mason-Lake Isd Special Education
2130 West Us Hwy 10
Ludington, MI 49431
Grade Level: Other/Combined or Ungraded
District: West Shore Educational Service School District
Foster School
505 East Foster St
Ludington, MI 49431
Grade Level: Primary/Elementary
District: Ludington Area School District
Franklin Elementary School
721 Anderson St
Ludington, MI 49431
Grade Level: Primary/Elementary
District: Ludington Area School District
Lakeview Elementary School
502 West Haight St
Ludington, MI 49431
Grade Level: Primary/Elementary
District: Ludington Area School District
O.j. Dejonge Middle School
706 East Tinkham Ave
Ludington, MI 49431
Grade Level: Middle/Elementary
District: Ludington Area School District
Academy of Science Math and Technology Early Colle
2130 West Us 10
Ludington, MI 49431
Grade Level: High/Secondary
District: Mason County Central School District
Ludington Area Catholic School
700 E Bryant Rd
Ludington, MI 49431
Grade Level: Primary/Elementary
District: Private
Covenant Christian School
2980 W Us Highway 10
Ludington, MI 49431
Grade Level: Primary/Elementary
District: Private

Nearby ZIP Codes