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ZIP Code 32413

Primary City:Panama City Beach, FL (View All Cities)
Neighborhood: Panama City Beach
County: Bay County
Timezone: Central (4:45am)
Area code: 850 (Area Code Map)
Coordinates:30.3, -85.9
ZIP (~11 mile radius)

Cities in ZIP code 32413

The cities below are at least partially located in ZIP code 32413. In addition to the primary city for a ZIP code, USPS also publishes a list of other acceptable cities that can be used with ZIP code 32413. However, if you are mailing something to ZIP code 32413, you should not use any of the cities listed as unacceptable. Choose from the primary or acceptable cities when mailing your package or letter.

Primary city:
Panama City Beach, FL
Acceptable:
Grande Pointe, Inlet Beach, P C Beach, Panama City, Rosemary Bch, Seacrest, Watersound
Unacceptable:
W Panama City Beach, West Panama City Beach

Stats and Demographics for the 32413 ZIP Code

ZIP code 32413 is located in northwest Florida and covers a slightly less than average land area compared to other ZIP codes in the United States. It also has a slightly less than average population density.

The people living in ZIP code 32413 are primarily white. The number of middle aged adults is extremely large while the number of people in their late 20s to early 40s is large. There are also a large number of single adults and a small number of families. The percentage of children under 18 living in the 32413 ZIP code is small compared to other areas of the country.

Population 13,128
Population Density 180 people per sq mi
Housing Units 16,686
Median Home Value $171,200
Land Area 73.09 sq mi
Water Area 7.93 sq mi
Occupied Housing Units 5,855
Median Household Income $52,236

Estimated Population over Time

Total Population by Age

Median Age: 45Male Median Age: 44Female Median Age: 46


MaleFemaleTotal
Under 5327325652
5-9306321627
10-14314302616
15-19331323654
20-24397344741
25-29457355812
30-34411360771
35-39393340733
40-44469453922
45-495825621,144
50-545165921,108
55-594955121,007
60-645204801,000
65-69414464878
70-74269292561
75-79226250476
80-84125159284
85 Plus6181142

Gender

 Male 6,613 50%
 Female 6,515 50%
Gender

Race

 White 12,049 91.8%
 Black Or African American 153 1.2%
 American Indian Or Alaskan Native 119 0.9%
 Asian 219 1.7%
 Native Hawaiian & Other Pacific Islander 7 0.1%
 Other Race 222 1.7%
 Two Or More Races 359 2.7%
Race

Head of Household by Age


OwnerRenterTotal
15-2438238276
25-34265458723
35-44418450868
45-547705071,277
55-648753061,181
65-74772136908
75-8445173524
85 Plus92698

Families vs Singles

 Husband Wife Family Households 2,692 46%
 Single Guardian 813 14%
 Singles 1,726 29%
 Singles With Roommate 624 11%
Families vs Singles

Households with Kids

Average Household Size: 2
 Households without Kids 4,482 77%
 Households with Kids 1,373 23%
Households with Kids

Children by Age


MaleFemaleTotal
17474148
27150121
36054114
45882140
55771128
67763140
75070120
86057117
96260122
105859117
118263145
125375128
136145106
146060120
156556121
166675141
177173144
185449103
197570145
207462136

Real Estate and Housing

ZIP code 32413 has an extremely large percentage of vacancies.

The majority of household are vacant. Homes in ZIP code 32413 were primarily built in the 2000s. Looking at 32413 real estate data, the median home value of $171,200 is slightly higher than average compared to the rest of the country. It is also slightly higher than average compared to nearby ZIP codes. So you are less likely to find inexpensive homes in 32413. Rentals in 32413 are most commonly 3+ bedrooms. The rent for 3+ bedrooms is normally $1,000+/month including utilities. Prices for rental property include ZIP code 32413 apartments, townhouses, and homes that are primary residences.

Housing Type

 In Occupied Housing Units 13,128 100%
 Correctional Facility For Adults 0 0%
 Juvenile Facilities 0 0%
 Nursing Facilities 0 0%
 Other Institutional 0 0%
 College Student Housing 0 0%
 Military Quarters 0 0%
 Other Noninstitutional 0 0%
Housing Type

Year Housing was Built

Housing Occupancy

 Owned Households With A Mortgage 2,152 13%
 Owned Households Free & Clear 1,529 9%
 Renter Occupied Households 2,174 13%
 Households Vacant 10,831 65%
Housing Occupancy

Vacancy Reasons

 For Rent 2,075 19.2%
 Rented & Unoccupied 75 0.7%
 For Sale Only 386 3.6%
 Sold & Unoccupied 48 0.4%
 For Season Recreational Or Occasional Use 7,387 68.2%
 For Migrant Workers 2 0.0%
 Vacant For Other Reasons 858 7.9%
Vacancy Reasons

Owner Occupied Home Values

Rental Properties by Number of Rooms

 Studio Apartment 91 4%
 1 Bedroom 440 20%
 2 Bedroom 693 32%
 3+ Bedroom 972 44%
Rental Properties by Number of Rooms

Cost of Monthly Rent Including Utilities

Cost of a Studio Apartment

Cost of a 1 Bedroom

Cost of a 2 Bedroom

Cost of a 3+ Bedroom

Employment, Income, Earnings, and Work

The median household income of $52,236 is compared to the rest of the country. It is also compared to nearby ZIP codes. So 32413 is likely to be one of the nicer parts of town with a more affluent demographic.

As with most parts of the country, vehicles are the most common form of transportation to places of employment. In most parts of the country, the majority of commuters get to work in under half an hour. More commuters in 32413 get to experience these short commute times than most other ZIP codes. It is very uncommon, compared to the rest of the US, for employees to have to travel more than 45 minutes to their place of employment.

Employment Status

 Worked Full-time with Earnings 4,188 39%
 Worked Part-time with Earnings 3,131 29%
 No Earnings 3,455 32%
Employment Status

Average Household Income over Time

Household Income

Annual Individual Earnings

Sources of Household Income

Percent of Households Receiving Income

Average Income per Household by Income Source

* Only taxable income is reported.

Household Investment Income

Percent of Households Receiving Investment Income

Average Income per Household by Income Source

* Only taxable income is reported.

Household Retirement Income

Percent of Households Receiving Retirement Income

Average Income per Household by Income Source

* Only taxable income is reported.

Source of Earnings

 Worked Full-time with Earnings 4,188 39%
 Worked Part-time with Earnings 3,131 29%
 No Earnings 3,455 32%
Source of Earnings

Means Of Transportation To Work for Workers 16 and Over

 Car, truck, or van 5,679 91%
 Public transportation 0 0%
 Taxicab 0 0%
 Motorcycle 91 1%
 Bicycle, Walked, or Other Means 201 3%
 Worked at Home 243 4%
Means Of Transportation To Work for Workers 16 and Over

Travel Time to Work (In Minutes)

Schools and Education

The population has a much higher percentage of people with low education levels (less than high school) than normal. The area has some of the highest percentages of people who attended college of any ZIP.

Educational Attainment For The Population 25 Years And Over

 Less than High School Diploma 611 13.1%
 High School Graduate 2,298 49.2%
 Associate's degree 442 9.5%
 Bachelor's degree 1,035 22.1%
 Master's degree 173 3.7%
 Professional school degree 30 0.6%
 Doctorate degree 85 1.8%
Educational Attainment For The Population 25 Years And Over

School Enrollment (Ages 3 to 17)

 Enrolled in Public School 1,416 78%
 Enrolled in Private School 119 7%
 Not Enrolled in School 287 16%
School Enrollment (Ages 3 to 17)

Schools in ZIP Code 32413

ZIP Code 32413 is in the Bay School District. There are 1 different elementary schools and high schools with mailing addresses in ZIP code 32413.

Surfside Middle School
300 Nautilus St
Panama City Beach, FL 32413
Grade Level: Middle/Elementary
District: Bay School District

Nearby ZIP Codes