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ZIP Code 78028

Post Office City:Kerrville, TX (View All Cities)
County: Kerr County
Timezone: Central (8:37am)
Area code: 830 (Area Code Map)
Coordinates:30.1, -99.2
ZIP (~14 mile radius)

Cities in ZIP code 78028

The list below includes the cities that the US Post Office accepts for ZIP code 78028. The preferred city may not be the city in which the ZIP is located. The city for 78028 is usually the name of the main post office. When mailing your package or letter, always include the preferred or acceptable cities. Using any city in the list of unacceptable cities may result in delays.

Primary/preferred city:
Kerrville, TX

Stats and Demographics for the 78028 ZIP Code

ZIP code 78028 is located in central Texas and covers a large land area compared to other ZIP codes in the United States. It also has a slightly less than average population density.

The people living in ZIP code 78028 are primarily white. The number of seniors is extremely large while the number of middle aged adults is large. There are also a slightly higher than average number of single adults and a slightly less than average number of families. The percentage of children under 18 living in the 78028 ZIP code is small compared to other areas of the country.

Population 37,620
Population Density 150 people per sq mi
Housing Units 17,738
Median Home Value $154,500
Land Area 250.67 sq mi
Water Area 1.63 sq mi
Occupied Housing Units 15,826
Median Household Income $43,343

Estimated Population over Time

Total Population by Age

Median Age: 48Male Median Age: 46Female Median Age: 50


MaleFemaleTotal
Under 59749251,899
5-91,0419912,032
10-141,0919392,030
15-191,2121,1662,378
20-241,0629732,035
25-298529031,755
30-348438341,677
35-398178621,679
40-449529961,948
45-491,1391,2172,356
50-541,2281,3282,556
55-591,1651,3732,538
60-641,2931,4612,754
65-691,1451,3272,472
70-741,0601,2492,309
75-798981,0711,969
80-846959001,595
85 Plus6509881,638

Gender

 Male 18,117 48%
 Female 19,503 52%
Gender

Race

 White 33,092 88.0%
 Black Or African American 820 2.2%
 American Indian Or Alaskan Native 212 0.6%
 Asian 318 0.8%
 Native Hawaiian & Other Pacific Islander 21 0.1%
 Other Race 2,333 6.2%
 Two Or More Races 824 2.2%
Race

Head of Household by Age


OwnerRenterTotal
15-2498432530
25-346178851,502
35-441,0467691,815
45-541,8208442,664
55-642,3296212,950
65-742,5173652,882
75-841,9863882,374
85 Plus8202891,109

Families vs Singles

 Husband Wife Family Households 7,944 50%
 Single Guardian 2,252 14%
 Singles 4,841 31%
 Singles With Roommate 789 5%
Families vs Singles

Households with Kids

Average Household Size: 2
 Households without Kids 11,972 76%
 Households with Kids 3,854 24%
Households with Kids

Children by Age


MaleFemaleTotal
1183216399
2186175361
3201167368
4202177379
5198206404
6203190393
7207198405
8217191408
9216206422
10208209417
11209183392
12230184414
13201197398
14243166409
15229211440
16217202419
17244214458
18248256504
19274283557
20243223466

Real Estate and Housing

ZIP code 78028 has a slightly less than average percentage of vacancies. The Census also indicates that there are one or more correctional facilities, nursing homes and universities nearby.

The majority of household are owned or have a mortgage. Homes in ZIP code 78028 were primarily built in the 1980s or the 2000s. Looking at 78028 real estate data, the median home value of $154,500 is slightly less than average compared to the rest of the country. It is also slightly higher than average compared to nearby ZIP codes. So you are less likely to find inexpensive homes in 78028. Rentals in 78028 are most commonly 2 bedrooms. The rent for 2 bedrooms is normally $500-$749/month including utilities. Prices for rental property include ZIP code 78028 apartments, townhouses, and homes that are primary residences.

Housing Type

 In Occupied Housing Units 35,962 95.6%
 Correctional Facility For Adults 170 0.5%
 Juvenile Facilities 10 0.0%
 Nursing Facilities 538 1.4%
 Other Institutional 211 0.6%
 College Student Housing 600 1.6%
 Military Quarters 0 0.0%
 Other Noninstitutional 129 0.3%
Housing Type

Year Housing was Built

Housing Occupancy

 Owned Households With A Mortgage 5,492 31%
 Owned Households Free & Clear 5,741 32%
 Renter Occupied Households 4,593 26%
 Households Vacant 1,912 11%
Housing Occupancy

Vacancy Reasons

 For Rent 569 29.8%
 Rented & Unoccupied 35 1.8%
 For Sale Only 318 16.6%
 Sold & Unoccupied 48 2.5%
 For Season Recreational Or Occasional Use 452 23.6%
 For Migrant Workers 1 0.1%
 Vacant For Other Reasons 489 25.6%
Vacancy Reasons

Owner Occupied Home Values

Rental Properties by Number of Rooms

 Studio Apartment 215 4%
 1 Bedroom 884 17%
 2 Bedroom 2,447 46%
 3+ Bedroom 1,735 33%
Rental Properties by Number of Rooms

Cost of Monthly Rent Including Utilities

Cost of a Studio Apartment

Cost of a 1 Bedroom

Cost of a 2 Bedroom

Cost of a 3+ Bedroom

Employment, Income, Earnings, and Work

The median household income of $43,343 is compared to the rest of the country. It is also compared to nearby ZIP codes. So 78028 is likely to be one of the nicer parts of town with a more affluent demographic.

As with most parts of the country, vehicles are the most common form of transportation to places of employment. In most parts of the country, the majority of commuters get to work in under half an hour. More commuters in 78028 get to experience these short commute times than most other ZIP codes. It is very uncommon, compared to the rest of the US, for employees to have to travel more than 45 minutes to their place of employment.

For more information, see Kerrville, TX incomes.

Employment Status

 Worked Full-time with Earnings 10,951 34%
 Worked Part-time with Earnings 7,312 23%
 No Earnings 14,160 44%
Employment Status

Average Household Income over Time

Household Income

Annual Individual Earnings

Sources of Household Income

Percent of Households Receiving Income

Average Income per Household by Income Source

* Only taxable income is reported.

Household Investment Income

Percent of Households Receiving Investment Income

Average Income per Household by Income Source

* Only taxable income is reported.

Household Retirement Income

Percent of Households Receiving Retirement Income

Average Income per Household by Income Source

* Only taxable income is reported.

Source of Earnings

 Worked Full-time with Earnings 10,951 34%
 Worked Part-time with Earnings 7,312 23%
 No Earnings 14,160 44%
Source of Earnings

Means Of Transportation To Work for Workers 16 and Over

 Car, truck, or van 14,087 90.6%
 Public transportation 25 0.2%
 Taxicab 0 0.0%
 Motorcycle 13 0.1%
 Bicycle, Walked, or Other Means 551 3.5%
 Worked at Home 876 5.6%
Means Of Transportation To Work for Workers 16 and Over

Travel Time to Work (In Minutes)

Schools and Education

The population has a much higher percentage of people with low education levels (less than high school) than normal. Despite the lower high school graduation rates, the area has some of the highest percentages of people who attended college of any ZIP.

Educational Attainment For The Population 25 Years And Over

 Less than High School Diploma 3,495 12%
 High School Graduate 14,938 53%
 Associate's degree 1,471 5%
 Bachelor's degree 5,346 19%
 Master's degree 1,959 7%
 Professional school degree 463 2%
 Doctorate degree 326 1%
Educational Attainment For The Population 25 Years And Over

School Enrollment (Ages 3 to 17)

 Enrolled in Public School 5,077 78.6%
 Enrolled in Private School 660 10.2%
 Not Enrolled in School 721 11.2%
School Enrollment (Ages 3 to 17)

Schools in ZIP Code 78028

ZIP Code 78028 is in the following school districts: Kerrville Independent School District and Private. There are 15 different elementary schools and high schools with mailing addresses in ZIP code 78028.

Kerrville Disciplinary Alternative School
1010 Barnett St
Kerrville, TX 78028
Grade Level: Other/Combined or Ungraded
District: Kerrville Independent School District
K C J D C
3501 Legion Dr
Kerrville, TX 78028
Grade Level: Other/Combined or Ungraded
District: Kerrville Independent School District
B T Wilson Sixth Grade School
605 Tivy St
Kerrville, TX 78028
Grade Level: Middle/Elementary
District: Kerrville Independent School District
Daniels Elementary
2002 Singing Wind Dr
Kerrville, TX 78028
Grade Level: Primary/Elementary
District: Kerrville Independent School District
Starkey Elementary
1030 W Main St
Kerrville, TX 78028
Grade Level: Primary/Elementary
District: Kerrville Independent School District
Nimitz Elementary
100 Valley View
Kerrville, TX 78028
Grade Level: Primary/Elementary
District: Kerrville Independent School District
Early Childhood Center
1011 Third St
Kerrville, TX 78028
Grade Level: Primary/Elementary
District: Kerrville Independent School District
Fred H Tally Elementary
1840 Goat Creek Pkwy
Kerrville, TX 78028
Grade Level: Primary/Elementary
District: Kerrville Independent School District
Peterson Middle School
1607 Sidney Baker St
Kerrville, TX 78028
Grade Level: Middle/Secondary
District: Kerrville Independent School District
Tivy High School
3250 Loop 534
Kerrville, TX 78028
Grade Level: High/Secondary
District: Kerrville Independent School District
Hill Country High School
1200 Sidney Baker St
Kerrville, TX 78028
Grade Level: High/Secondary
District: Kerrville Independent School District
Notre Dame Catholic School
907 Main St
Kerrville, TX 78028
Grade Level: Primary/Elementary
District: Private
St Peter'S Episcopal School
321 St Peter St
Kerrville, TX 78028
Grade Level: Primary/Elementary
District: Private
Our Lady of the Hills Regional Catholic High Schoo
235 Peterson Farm Rd
Kerrville, TX 78028
Grade Level: High/Secondary
District: Private
Hill Country Seventh-Day Adventist School
611 Harper Rd
Kerrville, TX 78028
Grade Level: Primary/Elementary
District: Private

Nearby ZIP Codes