ZIPs in Arizona with the Most Affordable Homes

The Top 3

#1

86321 (Bagdad, AZ)

Median Multiple of 0.4

#2

85135 (Hayden, AZ)

Median Multiple of 0.9

#3

85530 (Bylas, AZ)

Median Multiple of 1.0

About the Rankings

The Census Bureau has released the latest estimates from the American Community Survey data to estimate the median multiple. We have crunched the numbers and the rankings are in. See the ZIPs in Arizona with the lowest median multiple below, and the highest median multiple ZIPs. Only ZIP codes with a low margin of error are included.

To determine housing affordability, we compare local home prices with local incomes. The median multiple answers the question, "how many years would it take for the median income to pay off the median home price?" Lower values indicate that incomes in the area are high enough to make it easier to pay off a home. Anything under 3 is considered affordable.

The Arizona median multiple from the latest estimates is 3.9 and has risen 2.7% from 3.8.

This year saw several big changes. 86321 (Bagdad, AZ) ranked for the first time, 85135 (Hayden, AZ) fell from #1 to #2, 85530 (Bylas, AZ) ranked for the first time, 85550 (San Carlos, AZ) fell from #2 to #4, and 86045 (Tuba City, AZ) fell from #4 to #5.

The Top 50

#1
86321 (Bagdad, AZ)
Previously unranked at 0.7
0.4
#2
85135 (Hayden, AZ)
Previously #1 at 0.9
0.9
#3
85530 (Bylas, AZ)
Previously unranked at 1.4
1.0
#4
85550 (San Carlos, AZ)
Previously #2 at 1.2
1.1
#5
86045 (Tuba City, AZ)
Previously #4 at 1.5
1.3
#6
86053 (Kaibeto, AZ)
Previously #7 at 1.6
1.3
#7
86503 (Chinle, AZ)
Previously #11 at 1.8
1.3
#8
85348 (Salome, AZ)
Previously unranked at 1.5
1.3
#9
86504 (Fort Defiance, AZ)
Previously unranked at 2.1
1.5
#10
85137 (Kearny, AZ)
Previously #6 at 1.5
1.6
#11
86515 (Window Rock, AZ)
Previously unranked at 1.6
1.6
#12
85356 (Wellton, AZ)
Previously #9 at 1.7
1.6
#13
85631 (San Manuel, AZ)
Previously #8 at 1.6
1.7
#14
85325 (Bouse, AZ)
Previously unranked at 2.7
1.7
#15
86035 (Leupp, AZ)
Previously #17 at 2.0
1.7
#16
85618 (Mammoth, AZ)
Previously #12 at 1.8
1.8
#17
85539 (Miami, AZ)
Previously #10 at 1.7
1.8
#18
85120 (Apache Junction, AZ)
Previously #14 at 1.8
1.8
#19
86025 (Holbrook, AZ)
Previously #5 at 1.5
1.8
#20
85534 (Duncan, AZ)
Previously #18 at 2.0
1.8
#21
86507 (Lukachukai, AZ)
Previously #19 at 2.1
1.9
#22
86033 (Kayenta, AZ)
Previously #3 at 1.4
1.9
#23
85533 (Clifton, AZ)
Previously #13 at 1.8
1.9
#24
86054 (Shonto, AZ)
Previously #22 at 2.2
2.2
#25
85756 (Tucson, AZ)
Previously #21 at 2.2
2.2
#26
85941 (Whiteriver, AZ)
Previously #23 at 2.2
2.2
#27
86505 (Ganado, AZ)
Previously #25 at 2.3
2.3
#28
86030 (Hotevilla, AZ)
Previously #20 at 2.1
2.3
#29
85643 (Willcox, AZ)
Previously #26 at 2.3
2.3
#30
86409 (Kingman, AZ)
Previously #36 at 2.3
2.3
#31
85629 (Sahuarita, AZ)
Previously #46 at 2.4
2.3
#32
86413 (Golden Valley, AZ)
Previously #41 at 2.4
2.3
#33
85123 (Arizona City, AZ)
Previously #29 at 2.3
2.3
#34
85128 (Coolidge, AZ)
Previously #32 at 2.3
2.3
#35
85653 (Marana, AZ)
Previously #24 at 2.2
2.4
#36
86043 (Second Mesa, AZ)
Previously unranked at 2.5
2.4
#37
85625 (Pearce, AZ)
Previously unranked at 2.7
2.4
#38
85735 (Tucson, AZ)
Previously #27 at 2.3
2.4
#39
85131 (Eloy, AZ)
Previously #38 at 2.4
2.4
#40
86047 (Winslow, AZ)
Previously #57 at 2.5
2.4
#41
85747 (Tucson, AZ)
Previously #39 at 2.4
2.4
#42
85365 (Yuma, AZ)
Previously #33 at 2.3
2.4
#43
85501 (Globe, AZ)
Previously #48 at 2.5
2.4
#44
85138 (Maricopa, AZ)
Previously #31 at 2.3
2.5
#45
85037 (Phoenix, AZ)
Previously #37 at 2.4
2.5
#46
85706 (Tucson, AZ)
Previously #50 at 2.5
2.5
#47
85742 (Tucson, AZ)
Previously #49 at 2.5
2.5
#48
85648 (Rio Rico, AZ)
Previously #52 at 2.5
2.6
#49
85746 (Tucson, AZ)
Previously #55 at 2.5
2.6
#50
85132 (Florence, AZ)
Previously #35 at 2.3
2.6
* The maximum margin of error for ranking is 0.5

The Bottom 50

#1
85922 (Blue, AZ)
Previously unranked
8.8
   #2
85253 (Paradise Valley, AZ)
Previously 9.1
8.7
   #3
86351 (Sedona, AZ)
Previously 7.7
7.9
#4
85004 (Phoenix, AZ)
Previously #10 at 6.8
7.6
   #5
86336 (Sedona, AZ)
Previously 7.4
7.6
#6
85007 (Phoenix, AZ)
Previously #4 at 7.7
7.6
#7
85931 (Forest Lakes, AZ)
Previously #17 at 6.4
7.2
#8
85018 (Phoenix, AZ)
Previously #9 at 6.9
7.2
#9
85147 (Sacaton, AZ)
Previously #169 at 3.2
7.1
#10
86338 (Skull Valley, AZ)
Previously #18 at 6.4
7.1
#11
85377 (Carefree, AZ)
Previously #7 at 7.3
7.0
   #12
85003 (Phoenix, AZ)
Previously 6.7
6.9
   #13
85624 (Patagonia, AZ)
Previously 6.6
6.5
#14
86305 (Prescott, AZ)
Previously #20 at 6.1
6.4
#15
85262 (Scottsdale, AZ)
Previously #36 at 5.2
6.3
#16
85719 (Tucson, AZ)
Previously #14 at 6.4
6.1
#17
86540 (Nazlini, AZ)
Previously #8 at 7.0
6.1
#18
85266 (Scottsdale, AZ)
Previously #28 at 5.7
6.1
#19
85259 (Scottsdale, AZ)
Previously #29 at 5.6
6.1
#20
86001 (Flagstaff, AZ)
Previously #27 at 5.8
6.0
#21
85637 (Sonoita, AZ)
Previously #55 at 4.7
6.0
#22
85012 (Phoenix, AZ)
Previously #15 at 6.4
5.9
#23
85701 (Tucson, AZ)
Previously #26 at 5.9
5.9
#24
85646 (Tubac, AZ)
Previously #25 at 5.9
5.7
#25
85263 (Rio Verde, AZ)
Previously #16 at 6.4
5.7
#26
85021 (Phoenix, AZ)
Previously #32 at 5.4
5.7
#27
86303 (Prescott, AZ)
Previously #21 at 6.0
5.6
#28
85281 (Tempe, AZ)
Previously #34 at 5.3
5.6
#29
85258 (Scottsdale, AZ)
Previously #30 at 5.6
5.6
#30
85928 (Heber, AZ)
Previously #35 at 5.2
5.5
#31
86036 (Marble Canyon, AZ)
Previously #62 at 4.5
5.5
#32
85320 (Aguila, AZ)
Previously #24 at 5.9
5.5
#33
85390 (Wickenburg, AZ)
Previously #42 at 5.1
5.5
#34
85554 (Young, AZ)
Previously #60 at 4.6
5.5
#35
85718 (Tucson, AZ)
Previously #31 at 5.5
5.4
#36
86031 (Indian Wells, AZ)
Previously #40 at 5.1
5.3
#37
85006 (Phoenix, AZ)
Previously #44 at 5.0
5.3
#38
85255 (Scottsdale, AZ)
Previously #41 at 5.1
5.2
#39
85750 (Tucson, AZ)
Previously #45 at 5.0
5.2
#40
85544 (Pine, AZ)
Previously #84 at 4.1
5.1
#41
85611 (Elgin, AZ)
Previously #22 at 6.0
5.1
#42
85553 (Tonto Basin, AZ)
Previously #83 at 4.1
5.1
#43
86325 (Cornville, AZ)
Previously #37 at 5.2
5.1
#44
85268 (Fountain Hills, AZ)
Previously #49 at 4.8
5.1
#45
86315 (Prescott Valley, AZ)
Previously #57 at 4.6
5.0
#46
86034 (Keams Canyon, AZ)
Previously #79 at 4.2
5.0
#47
86301 (Prescott, AZ)
Previously #53 at 4.7
5.0
#48
85260 (Scottsdale, AZ)
Previously #47 at 4.9
5.0
#49
85251 (Scottsdale, AZ)
Previously #48 at 4.9
5.0
#50
85927 (Greer, AZ)
Previously #39 at 5.1
4.9
* The maximum margin of error for ranking is 15.0


Data from the U.S. Census Bureau American Community Survey 5-year estimates for 2017.

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